Does your home insurance cover your gadget?
Your home insurance policy will offer some level of cover for your gadgets, and this cover will be offered as part of your contents insurance policy.
Home insurance will only cover your gadgets if anything happens to them at home – unless you’ve opted for cover for each device outside the home too.
Claiming on your home insurance policy for your gadgets can make your home insurance premiums more expensive in the future.
According to MoneySuperMarket home insurance enquiry data collected between January and July 2018
How will your home insurance protect your gadget?
Your home contents insurance policy can help to cover the cost of repairing or replacing your gadget if the damage or loss is caused by:
- Theft and attempted theft
- Lightning and storm
- Malicious damage
- Earthquakes and more
You’ll need to read the policy documents to see